Our Services
Cuthbert Financial Guidance, Inc. (CFG) is an independent financial planning and Registered Investment Advisory firm headquartered in Decatur, Georgia. The firm specializes in providing objective financial planning services and investment advice to individuals and families on an hourly or project basis. We work solely for our clients: as Fee-Only advisors, all potential conflicts of interest regarding compensation are removed.
Our services include Comprehensive Financial Plans, Targeted Financial Plans, Planning Sessions, and Periodic Reviews covering many topics, including:
- Retirement planning strategies
- Investment advice or second opinion
- Cash-flow expense and savings planning
- College funding strategies
- Analysis of insurance needs
- Estate planning
- Tax planning
- Clarify and prioritize your short and long term goals
Click on the planning services listed below to learn more.
- Designed for new clients, these in-depth plans include an analysis of your investments and risk tolerance, retirement planning, insurance needs, budgeting and debt management, education planning, tax planning, and estate planning.
- Recommendations include a written Summary Report, and supporting material (retirement reports and “what if” scenarios, portfolio reports with specific recommendations, and additional resources).
- Typical fee: $1,800 – $3,000. The estimate is provided at the conclusion of the introductory meeting.
- The Targeted Plan is similar to the comprehensive plan, but provides a detailed review and analysis of just a few specific topics.
- Recommendations include a Summary Report, and supporting material as applicable (retirement reports, portfolio review, and additional resources).
- Typical fee: Depending on the topics covered, this fee varies. The estimate is provided at the conclusion of the introductory meeting.
- Planning Sessions are for new and existing clients who want a short amount of time to discuss their financial concerns/questions.
- Written recommendations are included in the planning session notes which summarize our conversation.
- Typical fee: Varies based on time scheduled.
- Financial Reviews for existing clients are designed to update plan reports, rebalance portfolios, and address new financial concerns or questions.
- Recommendations include an Annual Review Report with recommendations, and supporting material as applicable.
- Typical fee: $600 – $1,080.
If you would like to take the next step in building a brighter financial future, download the Confidential Questionnaire. Completing the questionnaire will help you pull together all of your financial information into one place, an important first step.